Skip to main content
Students Revolving Loan Scheme
★★★★★Financing Today's Students. Building Tomorrow's Gambia.

Interest‑free loans for your degree

Tuition loans for Gambian students at CSU, UEG, USET and UTG. No interest, and repayment starts a year after you graduate.

First Loan Application Cycle

Applications are open.

Start your applicationCheck if you can apply
A speaker at an SRLS press briefing, in front of a backdrop carrying the SRLS and Ministry of Higher Education logos, facing a bank of press microphones.
Two graduates in academic gowns and caps standing together outside a building.
Two graduates in academic gowns and caps standing together outside a building.
✦Key Scheme Highlights

Essential features of the national loan scheme

Explore the transparent, zero-interest terms designed to empower every qualified Gambian student.

01

Interest

Interest-free

Explore More→
02

Loan coverage

Tuition fees

Explore More→
03

Eligible students

New and continuing students

Explore More→
04

Application method

Online through the SRLS Loan Management System

Explore More→
✦Eligibility Overview

Who can apply

For the first cycle you have to meet all of these.

Citizenship

01

You are a Gambian citizen.

Age

02

You are 18 or older.

A university place

03

You are admitted to an accredited bachelor's degree at CSU, UEG, USET or UTG.

Academic standing

04

You meet your university's entry requirements. If you are already studying, your transcript shows satisfactory progress.

Financial need

05

You need help to pay your tuition.

Good character

06

You hold a valid Certificate of Character.

Proof of address

07

You can show where you live.

Employment and income

08

If you have a job, you declare it and what you earn.

Two guarantors

09

A primary and a secondary guarantor, each of whom promises to repay the loan if you cannot.

Important Notice

Meeting these rules does not mean you will get a loan.

It means SRLS can consider your application. Every application is checked and assessed first.

✦Where You Can Study

Where you can study

The first cycle is open to bachelor's degree students at these four public universities.

Two graduates in academic gowns and caps standing together outside a building.
100%

Tuition Covered

Zero-interest financing

4 Campuses
  • CSU01

    Civil Service University

    Public Universitycsu.edu.gm
  • UEG02

    University of Education, The Gambia

    Public Universitygc.edu.gm
  • USET03

    University of Applied Science, Engineering and Technology

    Public Universityuset.edu.gm
  • UTG04

    The University of The Gambia

    Public Universityutg.edu.gm
✦Document Checklist

What you will need

Get these together before the window opens.

Your documents

7 Required
  • A valid Gambian National Identity Card or passport
  • Your admission or attestation letter
  • Your WASSCE results, if you are a new student
  • Your transcript, if you are already studying
  • A valid Certificate of Character
  • Proof of where you live
  • Evidence of your finances, and of your job and income if you work

For each of your two guarantors

4 Required
  • Valid identification
  • Proof of where they live
  • Proof of their job or income
  • A bank or mobile money statement

Everything you send has to be true and complete, and false information can have your application rejected.

✦Step-by-step Guide

How to apply

Follow these 9 steps sequentially to complete your application for the Students Revolving Loan Scheme.

  1. 01
    Step 1

    Check Your Eligibility

    Review the eligibility requirements before starting your application.

  2. 02
    Step 2

    Prepare Your Documents

    Gather all required applicant and guarantor documents.

  3. 03
    Step 3

    Create Your Account

    Register on the SRLS Loan Management System.

  4. 04
    Step 4

    Complete Your Application

    Provide your personal, academic and financial information accurately.

  5. 05
    Step 5

    Upload Supporting Documents

    Upload the required documents and supporting information.

  6. 06
    Step 6

    Submit Your Application

    Review your application carefully before submitting it.

  7. 07
    Step 7

    Verification and Assessment

    SRLS will verify the information provided and assess the application against the applicable requirements.

  8. 08
    Step 8

    Decision

    Applicants will be informed of the outcome of their application through the SRLS platform and communication channels.

  9. 09
    Step 9

    Disbursement

    Approved loans will be processed for disbursement to your University in accordance with SRLS procedures.

Trusted Guidance

Common questions

Does being eligible mean I will get a loan?

No. Being eligible means SRLS can consider your application. Every application is verified and assessed first.

Are the loans interest-free?

Yes. Loans in the first cycle carry no interest, and they cover tuition fees.

When do I start repaying?

One year after you graduate, which gives you time to find work first.

Do I need guarantors?

Yes, two: a primary and a secondary guarantor. Speak to both before you apply.

If your question is not here, ask before the window opens. Contact SRLS

Ready to apply

Applications are open.

Create your account now. You can fill it in over several sittings.

Loading